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HMS Financial Group
333 Elm Street
Dedham, MA 02026
Retirement Planning
HMS Retirement Guide
HMS Retirement Planning

Retirement affords the opportunity to enjoy the fruits of your labor – materially, physically and mentally. With life expectancy well into the 80s, enjoying longer, more active retirement also brings unprecedented financial challenges. The greatest apprehension retirees share is to outlive their incomes, whether as
a result of under-saving, overly ambitious draw downs, risky investments or unplanned crises.

HMS offers a range of retirement vehicles and services to help you choose the best options for planning your future. These include:

  • Qualified and non qualified retirement plans
  • Roth IRA, SEP, Simple Plans, 401K Plans
  • Retirement plan administration
  • 404c Government recommended retirement education programs for corporate employees
  • Long term care plans and administration

Start planning now for your future with a sound financial strategy that will help you make your retirement goals a reality.

Take the next step by contacting us…


2012 HMS Financial Group • Investment Securities offered through Cadaret Grant, member FINRA, SIPC
Registered to conduct securities business in: MA, RI, NH, VT, CT, ME, NY, FL • Barbara Shapiro CFP CDFA
Barbara Shapiro is a Member of Massachusetts Bar Association
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