Retirement affords the opportunity to enjoy the fruits of your labor – materially, physically and mentally. With life expectancy well into the 80s, enjoying longer, more active retirement also brings unprecedented financial challenges. The greatest apprehension retirees share is to outlive their incomes, whether as a result of under-saving, overly ambitious draw downs, risky investments or unplanned crises.

HMS Financial Group offers a range of retirement vehicles and services to help you choose the best options for planning your future. These include:

• Qualified and non qualified retirement plans
• Roth IRA, SEP, Simple Plans, 401K Plans
• Retirement plan administration
• 404c Government recommended retirement education programs for corporate employees
• Long term care plans and administration
• Start planning now for your future with a sound financial strategy that will help you make your retirement goals a reality.